{"id":3373,"date":"2024-01-10T21:25:47","date_gmt":"2024-01-10T21:25:47","guid":{"rendered":"https:\/\/kalbadvisors.com\/?page_id=3373"},"modified":"2024-09-09T23:18:11","modified_gmt":"2024-09-09T23:18:11","slug":"residential-mortgage","status":"publish","type":"page","link":"https:\/\/kalbadvisors.com\/es\/residential-mortgage\/","title":{"rendered":"Hipoteca residencial"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" data-vc-stretch-content=\"true\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1704924109372 vc_row-has-fill full-width vc_row-no-padding vc_row-o-full-height vc_row-o-columns-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1704904124894 white-text\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2 style=\"text-align: left; color: #fffff;\"><span style=\"color: #ffffff;\">NUESTROS PRODUCTOS <\/span><\/h2>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div><section class=\"vc_section gray vc_custom_1704907991572 vc_section-has-fill\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12 vc_custom_1704909251458\"><div class=\"wpb_wrapper\"><h1 class=\"box-header align-center\">HIPOTECA RESIDENCIAL<\/h1><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid drop-shadow vc_custom_1704920441562\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1704910437807 vc_row-has-fill vc_row-o-equal-height vc_row-flex\"><div class=\"align-center wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1704907398203\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_raw_code wpb_content_element wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"iconos-prod\"><span class=\"material-symbols-outlined\" >\nquestion_mark\n<\/span><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1704909797543\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h4>QU\u00c9 ES UNA HIPOTECA RESIDENCIAL<\/h4>\n<p>Un pr\u00e9stamo hipotecario convencional o tradicional est\u00e1 dise\u00f1ado para los prestatarios que buscan financiar propiedades residenciales con 1-4 unidades. Los prestatarios deben tener un buen historial crediticio y normalmente se exige un pago inicial de 20%. Es posible obtener una hipoteca residencial convencional con un pago inicial tan bajo como 3% cuando el prestatario acepta pagar un seguro hipotecario privado.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1704909933433 vc_row-has-fill vc_row-o-equal-height vc_row-flex\"><div class=\"align-center wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1704907398203\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_raw_code wpb_content_element wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"iconos-prod\"><span class=\"material-symbols-outlined\" >\nhome_work\n<\/span><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1704909913614\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h4>TIPOS DE INMUEBLES<\/h4>\n<ul>\n<li>Inmuebles residenciales 1-4 unidades<\/li>\n<li>Residencias principales, segundas residencias y propiedades de inversi\u00f3n<\/li>\n<li>Viviendas unifamiliares, multifamiliares (2-4 unidades) y condominios<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1704909933433 vc_row-has-fill vc_row-o-equal-height vc_row-flex\"><div class=\"align-center wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1704907398203\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_raw_code wpb_content_element wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"iconos-prod\"><span class=\"material-symbols-outlined\" >\ninfo\n<\/span><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1704910192319\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h4>DETALLES DEL PROGRAMA<\/h4>\n<ul>\n<li>Pago inicial m\u00ednimo: 3%<\/li>\n<li>Relaci\u00f3n deuda\/ingresos m\u00e1xima: 43%<\/li>\n<li>L\u00edmite del importe del pr\u00e9stamo: $726.200 (var\u00eda seg\u00fan el tipo de propiedad, el estado y el condado)<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1704909933433 vc_row-has-fill vc_row-o-equal-height vc_row-flex\"><div class=\"align-center wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1704907398203\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_raw_code wpb_content_element wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"iconos-prod\"><span class=\"material-symbols-outlined\" >\n\nformat_list_bulleted\n\n<\/span><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1704913365416\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h4>requisitos<\/h4>\n<ul>\n<li>Debe tener un historial de cr\u00e9dito establecido e ingresos comprobables declarados en EE.UU.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1704909933433 vc_row-has-fill vc_row-o-equal-height vc_row-flex\"><div class=\"align-center wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1704907398203\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_raw_code wpb_content_element wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"iconos-prod\"><span class=\"material-symbols-outlined\" >\nperson\n<\/span><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1704913394583\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h4>\u00bfqui\u00e9n puede solicitarlo?<\/h4>\n<ul>\n<li>Clientes nacionales: Ciudadanos de EE.UU., titulares de Green Card, titulares de Asilo Pol\u00edtico, TPS, DACAS, L1, E1, E2.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid vc_custom_1704909933433 vc_row-has-fill vc_row-o-equal-height vc_row-flex\"><div class=\"align-center wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner vc_custom_1704907398203\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_raw_code wpb_content_element wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"iconos-prod\"><span class=\"material-symbols-outlined\" >\npercent\n<\/span><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1704913419970\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h4>\u00bfQu\u00e9 tipos de inter\u00e9s se aplican?<\/h4>\n<ul>\n<li>Los tipos est\u00e1n sujetos a los cambios del mercado y dependen del perfil del prestatario y de los par\u00e1metros del pr\u00e9stamo, como el importe del pr\u00e9stamo, el programa de pr\u00e9stamo y el tipo de propiedad.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" class=\"vc_row wpb_row vc_row-fluid vc_custom_1704388746672 vc_row-has-fill full-width\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid align-center\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1706804851294\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h3 style=\"text-align: center;\">Para solicitarlo, p\u00f3ngase en contacto con un asesor hipotecario<\/h3>\n\n\t\t<\/div>\n\t<\/div>\n<a class=\"more botonwho align-center\" href=\"https:\/\/kalbadvisors.com\/es\/contact\/\" title=\"CONTACTO\">CONTACTO<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row-full-width vc_clearfix\"><\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"NUESTROS PRODUCTOS HIPOTECA RESIDENCIAL signo de interrogaci\u00f3n \u00bfQU\u00c9 ES UNA HIPOTECA RESIDENCIAL? Un pr\u00e9stamo hipotecario convencional o tradicional est\u00e1 dise\u00f1ado para prestatarios que desean financiar propiedades residenciales de 1 a 4 unidades. Los prestatarios deben tener un buen historial crediticio y, por lo general, se requiere un pago inicial del 20 %. Es posible obtener una hipoteca residencial convencional con un pago inicial","protected":false},"author":1,"featured_media":1747,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"taxonomy-ql_services_category.php","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"class_list":["post-3373","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/pages\/3373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/comments?post=3373"}],"version-history":[{"count":5,"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/pages\/3373\/revisions"}],"predecessor-version":[{"id":3968,"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/pages\/3373\/revisions\/3968"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/media\/1747"}],"wp:attachment":[{"href":"https:\/\/kalbadvisors.com\/es\/wp-json\/wp\/v2\/media?parent=3373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}