We are a full-service mortgage company specializing in bringing real estate financing solutions to domestic and foreign national borrowers in the United States. We have over 20 years of experience in the United States and operate offices in Florida, Texas and California.
As correspondent lenders, we offer the most competitive rates and terms in the marketplace. With our offering of portfolio products, we aggressively seek to help real estate investors achieve their financing objectives.
OUR PROCESS
STEP 1
INQUIRY
INQUIRY
Meet with a mortgage advisor, discuss your financial goals and identify the right mortgage for your personal or business objective.
STEP 2
ORIGINATION
ORIGINATION
- Submit application and gather all required documentation.
- Complete Loan Application
- Pre-approval letter
- Face-to-face meeting with the borrower to explain loan condition (via zoom or in-person)
- Receive executed contract
STEP 3
INTAKE
INTAKE
- Order title
- Order insurance
- Lock the rate
- Send disclosures
- Order appraisal
STEP 4
PROCESSING
PROCESSING
Prepare the file to be submitted to underwriting
STEP 5
UNDERWRITTING
UNDERWRITTING
- Approve the loan
- Release the clear to close
- Closing and funding
STEP 6
CLOSING
CLOSING
Average Closing Time 20-45 days
Conventional 20 days
FHA 30 days
Bank Statement 30 days
Foreign Nationals 45 days
TESTIMONIALS
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"Eduardo Kalb and his professional team have proven time and again that they can deliver super competitive loans quickly, professionally and stress-free. They are an amazing resource for anyone in need of a mortgage."
Richard Weinstein
*****
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"Mary B. was an angel during the entire process of buying my condo. From the first day to the last, she was always there, helping me and paying attention to every detail so that I could obtain my loan. Mary B. is a professional with many years of experience and with total dedication to her work and her clients {even after working hours). I would choose her over and over again without hesitation for my next loan. Thank you Mary B. for helping my dream come true! ! !"
Victoria Eljach
*****
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“The professional loan consultants at Kalb Advisors were amazing and incredibly helpful during my home buying process. Mary B. and Natalya were excellent at communicating with me the entire time and were able to help me close escrow, just in time. I am beyond grateful and happy that I found Kalb Advisors. I highly recommend them! You will be 100% glad you did!!!”
Cassie S.B.
*****
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“A true blessing to have had our first home financed by Kalb Advisors! They gave us all the support we needed to understand the mortgage process. They gave us competitive rates and the right loan specifically for us! Would recommend to anyone looking for a financing company!”
Mane Galoyan
*****
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