DSCR Loans

DSCR (Debt Service Coverage Ratio) loans are a type of portfolio loan. It is a loan for an income-producing (investment) residential property. DSCR loans are assessed and granted on the expected cash flow of the property, rather than on the borrower’s income level.

Types of Properties

– Residential Properties: Single Family
– Investment Properties from 2-4 Units
– Condominiums

Program Details

  • Minimum Down Payment: 20%
  • Debt Service Coverage: No minimum required ratio available
  • Loan Amount Limit: $3,000,000
  • Minimum Loan Amount: $100,000

Three aspects to consider for your loan.

01.
Requirements

– Established Credit History in the USA
– Must have a history of ownership of at least one property in the USA

02.
Who Can Apply?

Domestic Clients: USA Citizens, Green Card holders, Political Asylum holders, TPS, DACAS, L1, E1, E2.

03.
What Interest Rates apply?

Rates are subject to market change and depend on the borrower’s profile and loan parameters such as loan amount, loan program, and type of property

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