What are DSCR Loans

DSCR (Debt Service Coverage Ratio) loans are a type of portfolio loan. It is a loan for an income-producing (investment) residential property. DSCR loans are assessed and granted on the expected cash flow of the property, rather than on the borrower’s income level.

TYPES OF PROPERTIES

• Residential Properties: Single Family
• Investment Properties from 2-4 Units
• Condominiums

PROGRAM DETAILS

•  Minimum Down Payment: 20%
• Debt Service Coverage: No minimum required ratio available
• Loan Amount Limit: $3,000,000
• Minimum Loan Amount: $100,000

requirements

• Established Credit History in the USA
• Must have a history of ownership of at least one property in the USA

who can apply?

• Domestic Clients: USA Citizens, Green Card holders, Political Asylum holders, TPS, DACAS, L1, E1, E2.

What Interest Rates apply?

• Rates are subject to market change and depend on the borrower’s profile and loan parameters such as loan amount, loan program, and type of property.