Products

Adjustable Rate Mortgage - ARM

The option that offers the lowest rate and payment. Considered when you plan to refinance or move in the next 3,5,7, or 10 years.

30-Year Fixed Mortgage

Gives you a consistent payment that never changes. Considered when you plan to own the property for the long term; great for planning a budget and protecting against changes in interest rates.

15-Year Fixed Mortgage

Use this option to pay less interest over the life of your loan and get more competitive rates. Considered when you want a consistent rate and payment, while paying your mortgage faster.

VA

For our active duty military personnel, veterans and their families.

This option allows you to purchase a home with 100% financing and no down payment. You can also refinance up to 120% of your home value.

FHA

This loan was created for first-time homebuyers and primary home owners who need less stringent qualifications and credit requirements.

Foreign National

This loan is offered to foreign national clients from countries all around the world. Considered when buying a second home in the U.S. or an investment property.

Jumbo & Super Jumbo Loans

Loan amounts for this product range between 453,101 – 8 million usd. Offers flexible rates and terms. Considered for purchases and refinances with larger loan amount requirements.

Portfolio Loans – Bank Statement & Stated Income

This option allows self-employed borrowers and clients with non-traditional credit profiles to obtain competitive financing. Considered as an alternative product with greater flexibility and common-sense underwriting.

Commercial Loans

For investors buying or refinancing commercial properties such as multifamily, warehouses, shopping centers, and office buildings. Owner occupied traditional bank loans and SBA (Small Business Administration) loan programs are considered under this category as well.

Private Equity Loans

Used by highly sophisticated investors for the purpose of financing complex residential and commercial real estate transactions with minimal documentation and faster turn times.